Private Accounts

There are two types of savings accounts called Normal Savings and Supiri Savings. When customer comes to obtain bank facilities he should open one of those accounts. Special charactitics of Supiri Saving Account is higher interest rate other than normal savings. This account can be open by Rs:500/-. Interest rate is increased when account balance is going up. Monthly interest is credited to account monthly.
Qualifications:

• Age – Over 18 yrs
• Earnings from legal activities

Documents Required

• National ID , Driving License or any other document to prove identification.  
• Mandate (F 0101 (s))
• Signature Card (F 0101 (s))
• Cash Deposits slip (F 0109)

Time spend for the  Service

• 05 Minutes

Joint Account

When account opened jointly by two people it is called joint account. thers are similar to above saving Product.

Qualifications

• Age – Over 18 yrs
• Earnings from legal activities
• Documents Required:
• National ID , Driving License or any other document to prove identification
• Mandate (F 0101 (s))
• Signature Card (F 0101 (s))
• Cash Deposits slip (F 0109)

Time spend  for  the Service

• 10 Minutes

Company Accounts

Qualifications

• Companies registered under Company’s Act

Documents Required

• Duly completed mandate ,signature card and following documents.
• Certificate of  Incorporation ( to check & Return )
• Copy of Memorandum of Association & Articles of Association (certified by Chairman & Secretary of the company)
• Certificate issued by the Registrar of Companies
• Certified copy of approved  proposal for open and maintain the account by the Board of  Directors  
• Certified list of directors as per certified by the company registrar. (Mandates of Directors’ Signatures are valid for this.)

Time spend for the Service

• 15 Minutes

Society Accounts

Qualifications:

• Should be a Legal society

Documents Required

• Articles of Society
• Society minute that confirmed the proposal of appointing officers
• Society minute that confirmed the proposal, given to open & holding a bank account
• Application form of opening an account (F 0107)
• Signatures Cards (F 0101 (s))
• Cash Deposits Slip (F 0109)

Time for Service

• 15 Minutes

Lama Diriya Savings Account

Guardians or parents can open this account for their minors(Kids) Children can gain gifts by opening these accounts and also they can participate to competition held by the bank for minor account holder.
Qualifications

• Children who is younger than 18 years old

Documents Required

• Certified copy of the  Birth Certificate of the child
• Guardian’s National Identity Card
• Mandate (F 100/A)
• Cash Deposits Slip (F 0109)

Time for Service

• 10 Minutes

Lama Diriya Singithi Pethum Savings Account

Qualifications

• Children who is younger than 18 years old

Documents Required

• Certified copy of the  Birth Certificate of the child
• Guardian’s National Identity Card
• Mandate (F 100/A)
• Cash Deposits Slip (F 0109)

Time for Service

• 10 Minutes

Fixed Deposits

Minimum balance Rs. 5,000/-

Qualifications

• Earnings from legal activities

Documents Required

• National Identity Card
• Application form- (F 0151 A)

Time for Service

• 10 Minutes

Call Deposits

This deposit earns interest for every day and that can be withdrawn after make notification before 7 days. Over 10,000 amounts are accepted for this deposit. People who keep money in short period to use specific task can keep in this account to earn interest.

Qualifications

• Should be a person who is elder than 18 Years old
• Earnings from legal activities

Documents Required

• National Identity Card
• Application form- (F 0151 A)

Time for Service

• 10 Minutes

Gold Certificates

By Rs: 100,000/- or more than that amount multiply by 50,000/- can be invested in this account. High interest than normal FD can be earned from    this deposit.

Qualifications

• Should be a person who is elder than 16 Years old
• Earnings from legal activities

Documents Required

• National Identity Card
• Application form  - (F 891)

Time for Service

• 10 Minutes

Supiri Investments

This is a three months deposit.  By Rs.100,000/- or more than that amount multiply by 50,000/- can be invested in this account. High interest than normal FD can be earned from       this deposit

Qualifications

• Should be a person who is elder than 16 Years old
• Earnings from legal activities

Documents Required

• National Identity Card
• Application form- (F 0151 A)

Time for Service

• 10 Minutes

Development Deposits Certificates

This deposit facilitates for periods of 1,2,3,4 and 5 years. Client can invest balance amount after deducting interest due for the deposit face value.

Qualifications

• Should be a person who is elder than 16 Years old
• Earnings from legal activities

Documents Required

• National Identity Card

Time for Service

• 10 Minutes

YasaIsuru Thilinapatha

These deposit holders eligible for gifts after draw a raffle. This deposit can be made by of Rs: 100, 500, 1000 & 5000 amounts. Depositor can withdraw this deposit   after one year with interest though he won or not a gift.

Qualifications

• Should be a person who is elder than 16 Years old
• Earnings from legal activities

Documents Required

• National Identity card

Time for Service

• 05 Minutes

Supiri Savings

Special charactitics of Supiri Saving Account is higher interest rate other than normal savings. This account can be opened by Rs.1,000/-. Interest rate is increased when account balance is going up. Monthly interest is credited to account monthly.

Qualifications

• Should be a person who is elder than 18 Years old.
• Earnings from legal activities

Documents Required

• National ID , Driving License or any other document to prove identification
• Mandate (F 0101 (s))
• Signature Card (F 0101 (s))
• Cash Deposits slip (F 0109)

Time spend  for  the Service

• 05 Minutes

Wanith Diriya

This account is Special for Women and paid high interest rate more than Normal Savings account.
Qualifications

• Should be a lady who is elder than 18 Years old.

Documents Required

• National Identity Card
• Signature Card (F 0101 (s))
• Cash Deposits Slip (F 0109)

Time for Service

• 05 Minutes

Suresa

This is a privilege Account introduced for very close customers who are maintaining account in good condition. These account holders have some advantages like high interest for deposits, low interest for loans, priority for banking facility, Acceptance, facility to cash withdrawal from other branches.
Qualifications

• Should be a person who is elder than 18 Years old.

Documents Required

• National Identity Card
• Signature Card (F 0101 (s))
• Cash Deposits Slip (F 0109)

Time for Service

• 05 Minutes

Seettu Deposits

This special account has been introduced for entrepreneurs who are busy with business and have no time to go to a bank for deposits. Collection agent of the Bank uses to visit to the door step of the enterprise every day.  There for businessmen could make deposit by a little amount daily form his earning as a security deposit of his future and he can save his time. This is a one year duration account. This account is paid high interest rate more than normal savings account. Special loan facility has been attached to this deposit system called “Seettu Loans”. Their working capital requirement can be met by this scheme.

Qualifications

• Should be a person who is elder than 18 Years old.

Documents Required

• National Identity Card
• Signature Card (F 0101 (s))
• Cash Deposits Slip (F 0109)

Time for Service

• 05 Minutes

Business Investment Deposit Account

This account is 3years Investment account. This special account has been introduced for entrepreneurs who are busy with business and have no time to go to a bank for deposits. Collection agent of the Bank uses to visit to the door step of the enterprise every day.  There for businessmen could make deposit by a little amount daily form his earning as a security deposit of his future and he can save his time. This account is paid high interest rate more than seettu account. Special loan facility gas been attached to this deposit system called “Seettu Loans”. Their working capital requirement can be met by this scheme.  This is a compulsory account for obtaining a Seettu loan.

Qualifications

• Should be a person who is elder than 18 Years old.

Documents Required

• National Identity Card
• Signature Card (F 0101 (s))
• Cash Deposits Slip (F 0109)

Time for Service

• 05 Minutes

Development Deposits

An agreed amount can be deposited for a period of 5 years to this account. This account is paid high interest rate more than normal savings deposit. People who are willing to build up a fund can fulfill their aim through this account.

Qualifications

• Should be a person who is elder than 18 Years old.

Documents Required

• National Identity Card
• Application form- Development Deposits
• Cash Deposits Slip (F 0109)

Time for Service

• 05 Minutes

Isuru Saving Account

This is a special account introduced for low income people who organize under group methodology to obtain Isuru Loan which is a special scheme under Japan Refinance scheme.

Qualifications

• Should be a person who is elder than 18 Years old.

Documents Required

• National Identity Card
• Signature Card (F 0101 (s))
• Cash Deposits Slip (F 0109)

Time for Service

• 05 Minutes

Ran Piyawum

This account facilitates to build a fund to redeem Pawning Advance. This Account is especially for Pawning Customers those who like to make part payments of the Pawning Loan.

Qualifications

• Should be a person who is elder than 18 Years old.

Documents Required

• National Identity Card

Time for Service

• 05 Minutes